About Us

About The Two Bills™

Two Bills. Two Choices. One Smart Future.

At The Two Bills™, we believe some of life's most important money lessons can begin with something as simple as one dollar and one choice.

Created to make financial literacy fun, relatable, and easy for children to understand, The Two Bills™ introduces young learners to Bill Save-It and Bill Spend-It—two engaging characters who discover that the choices we make with money today can help shape our future.

Through stories, hands-on activities, workbooks, and educational resources, children learn the building blocks of financial confidence, including saving, spending wisely, earning, setting goals, making thoughtful choices, and understanding the value of money.

But The Two Bills™ is about more than teaching children what to do with a dollar.

It's about helping them understand that they have choices.

Why The Two Bills™ Was Created

After more than 30 years in mortgage lending and financial services, creator Keisha Delbridge Hadley has seen firsthand how financial knowledge—or the lack of it—can affect families for generations.

Throughout her career, Keisha has worked extensively with homebuyers, community partners, and financial education initiatives and has served as a national trainer in financial education. Her experiences reinforced one important belief:

We shouldn't wait until adulthood to begin teaching healthy money habits.

Many of the financial concepts adults struggle to learn—saving consistently, distinguishing wants from needs, planning ahead, and making intentional financial decisions—can be introduced much earlier in simple, age-appropriate ways.

That belief inspired The Two Bills™.

Learning That Feels Like Fun

Financial literacy doesn't have to feel complicated.

Bill Save-It and Bill Spend-It help children explore everyday money decisions through colorful stories, relatable situations, activities, and conversations that encourage them to think:

Should I spend it? Should I save it? What happens next?

Instead of simply telling children the "right" answer, The Two Bills™ encourages them to think about their choices and understand their consequences.

Our growing collection of resources is designed to support learning at home, in classrooms, and throughout the community.

Our Mission

Our mission is simple:

To help children build smart money habits early so they can grow into financially confident adults.

We are committed to developing engaging financial literacy resources that help:

Children understand money in age-appropriate ways
Parents start meaningful money conversations at home
Educators bring practical financial education into the classroom
Community organizations expand access to financial literacy
Families begin building stronger financial habits across generations

More Than a Book

The Two Bills™ is growing into a financial literacy learning experience that includes children's books, student workbooks, classroom activities, teacher resources, family resources, and educational programs.

We are also working to build partnerships with schools, educators, financial institutions, businesses, and community organizations that share our belief that every child deserves the opportunity to develop a strong financial foundation.

Because financial confidence doesn't begin with how much money you have.

It begins with understanding what you can do with what you have.

Meet the Creator

Keisha Delbridge Hadley is the creator of The Two Bills™, a financial education professional, and the founder of The Truth Publishing Group, LLC.

With more than three decades of experience in mortgage lending and financial services, Keisha has dedicated much of her professional career to helping individuals and families better understand financial decisions, homeownership, and the opportunities that financial knowledge can create.

Her work as a financial education trainer and mortgage professional ultimately inspired a bigger question:

What if we started these conversations before children ever became adults?

The Two Bills™ grew from that question.

Today, Keisha's vision is to help make practical, engaging financial education a normal part of childhood—one child, one classroom, one family, and one smart choice at a time.